Comparison

BMW 645CI vs FIAT 124 SPIDER

Side-by-side comparison of the BMW 645CI and FIAT 124 SPIDER drawn from the NHTSA consumer-complaint database, defect investigations, recall history, and NCAP crash-test ratings.

According to the National Highway Traffic Safety Administration (NHTSA), more than 2,000,000 consumer complaints have been filed against U.S. vehicles (2,054,142 as of August 2026). This is a head-to-head safety comparison between the BMW 645CI (2004–2006) and the FIAT 124 SPIDER (2017–2020), drawn from that federal complaint and recall record; see our methodology for how the figures are compiled.

The BMW 645CI (2004–2006, 3 model years) carries 72 NHTSA consumer complaints and 0 safety recalls, while the FIAT 124 SPIDER (2017–2020, 4 model years) carries 72 complaints and 2 recalls. Severity indicators for the pair split as follows: 0 vs 1 crashes, 4 vs 1 fires, and 0 vs 0 reported fatalities.

Raw complaint counts favor whichever nameplate has fewer vehicles on the road, so the cleaner lens is components: which specific part families concentrate each model's filings? For the BMW 645CI, the leading complaint category is air bags (14 filings), followed by seat belts and electrical system. For the FIAT 124 SPIDER, it is air bags (30), ahead of seat belts and electrical system. When the two vehicles cluster around the same component, the problem is likely a shared supplier or a shared federal standard under stress; when they diverge, each nameplate has its own defect signature independent of the other.

Average NCAP crash-test scores are not uniformly available for both nameplates in this dataset, which typically means one or both pre-date the 2011 rating methodology refresh. Use the side-by-side table below as your scorecard, but do not treat it as a verdict. Recall counts tell you how many defects the manufacturer has already been compelled to remedy; complaint counts tell you what owners are still flagging today; and safety ratings tell you how the vehicle performs in standardized barrier tests, three different lenses on the same underlying question. The "also compare" links at the bottom of this page let you triangulate against neighboring nameplates in each model's competitive set.

BMW 645CI vs FIAT 124 SPIDER - NHTSA complaint, recall, and safety rating comparison
BMW 645CI Metric FIAT 124 SPIDER
N/A Avg Safety Rating N/A
72 Total Complaints 72
0 Total Recalls 2
0 Crashes Reported 1
4 Fires Reported 1
0 Injuries Reported 0
0 Deaths Reported 0
3 years Years on Market 4 years

Top Complaint Categories

AIR BAGS
14
30
SEAT BELTS
9
8
ELECTRICAL SYSTEM
7
7
SEATS
5
0
STEERING
4
0
UNKNOWN OR OTHER
0
6
ENGINE
0
6
BMW 645CI FIAT 124 SPIDER

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Frequently Asked Questions

Which is safer, BMW 645CI or FIAT 124 SPIDER?
BMW 645CI has 72 total NHTSA complaints with 0 crashes, while FIAT 124 SPIDER has 72 complaints with 1 crashes. Review individual model years for specific safety ratings.
How many recalls does BMW 645CI have compared to FIAT 124 SPIDER?
BMW 645CI has 0 recalls across 3 model years, while FIAT 124 SPIDER has 2 recalls across 4 model years.
What are the most common problems with BMW 645CI?
The most commonly reported issues for BMW 645CI are: AIR BAGS (14 complaints), SEAT BELTS (9 complaints), ELECTRICAL SYSTEM (7 complaints), SEATS (5 complaints), STEERING (4 complaints).
What are the most common problems with FIAT 124 SPIDER?
The most commonly reported issues for FIAT 124 SPIDER are: AIR BAGS (30 complaints), SEAT BELTS (8 complaints), ELECTRICAL SYSTEM (7 complaints), UNKNOWN OR OTHER (6 complaints), ENGINE (6 complaints).

Source: National Highway Traffic Safety Administration (NHTSA) complaints and recalls data